ELIANA NUR MALIHAH, 131130000007 (2017) ANALISIS KEPATUHAN SYARIAH PRODUK DEPOSITO WADI’AH (Studi Kasus pada KSPPS Manunggal Sejahtera Abadi Jepara). Skripsi thesis, UNISNU Jepara.
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Abstract
Islamic Banking Statistics 2015 and 2016 shows that Depositor Funds Composition of Islamic Commercial Bank and Islamic Business Unit from savings, current accounts, and deposits have increased. But, in KSPPS Manunggal Sejahtera Abadi Jepara, deposits was higher than savings and current accounts. Sharia deposits was lower than savings product. This study aims to know how is implemention of wadi'ah deposit and analyze the level of understanding both stakeholders and members of the wadi'ah deposit products. The methodology of this reaserch is through qualitative research based triangulation method that involves cross-checking multiple data sources and collection procedures to evaluate the extent to which all evidence converges.The findings show that implementation of wadi’ah deposits in KSPPS Manunggal Sejahtera Abadi Jepara was not fully compliant with Fatwa DSN-MUI No. 03/DSN-MUI/IV/2000 about deposits and Fatwa DSN-MUI No. 97/DSN-MUI/XII/2015 about Certificates of Sharia Deposits. It caused that the application of deposits product based on wadi’ah contract was not fully compliant with the regulation. Furthermore, for sharing the profits which is using interest system. On the other hand, the level of understanding for wadiah deposits product by depositors and stakeholder were still low.
Item Type: | Thesis (Skripsi) |
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Additional Information: | Pembimbing : Aan Zainul Anwar,S.H.I., M.E.Sy. |
Uncontrolled Keywords: | Wadi’ah Deposits, Sharia Deposits, Islamic Micro Finance Institutions |
Subjects: | 200 Agama > ISLAM > 2X6.1 Masyarakat Islam > 2X6.3 Ekonomi Islam |
Divisions: | Fakultas Ekonomi dan Bisnis > Ekonomi Islam |
Depositing User: | Admin Perpustakaan Unisnu |
Date Deposited: | 07 Feb 2023 04:02 |
Last Modified: | 07 Feb 2023 04:02 |
URI: | https://eprints.unisnu.ac.id/id/eprint/4445 |